Skip to content

Citizens Financial Services, Inc. CZFS Change in accrued investment income

Change in accrued investment income at other companies

CTB
Community Trust BancorpCTBI
-$366K+49.6%
Civista Bancshares logo
Civista BancsharesCIVB
$135.75K-14.4%
Midland States Bancorp logo
Midland States BancorpMSBI
$2.05M+293%
SMB
SmartFinancialSMBK
$292K+175%
HBT
HBT Financial, Inc.HBT
-$2.26M-11.1%
First Community Bankshares logo
First Community BanksharesFCBC

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s change in accrued investment income.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s change in accrued investment income?
Citizens Financial Services, Inc. (CZFS) reported change in accrued investment income of $243K in Q1 2026.
How has Citizens Financial Services, Inc.'s change in accrued investment income changed year-over-year?
Citizens Financial Services, Inc.'s change in accrued investment income decreased by 60.3% year-over-year, from $612K to $243K.
What is the long-term trend for Citizens Financial Services, Inc.'s change in accrued investment income?
Over 2 years (2021 to 2023), Citizens Financial Services, Inc.'s change in accrued investment income has grown at a 39.1% compound annual growth rate (CAGR), from -$767K to $1.49M.
What does change in accrued investment income mean?
The net change in interest or dividends earned on investment securities that has been recognized in the income statement but not yet received in cash. This metric helps bridge the gap between accrual-based accounting and cash flow generation from the investment portfolio. Significant fluctuations may indicate changes in the timing of interest payments or the composition of the investment portfolio.