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Citizens Financial Services, Inc. CZFS Derivative Liabilities - Fair Value

Derivative Liabilities - Fair Value at other companies

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$24M-96.2%
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$5.85M-34.3%
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$6.63M
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$25.67M-24.3%
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Independent Bank CorpINDB
$46.85M-36.2%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DerivativeLiabilities.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s derivative liabilities - fair value?
Citizens Financial Services, Inc. (CZFS) reported derivative liabilities - fair value of $4.19M in Q1 2026.
How has Citizens Financial Services, Inc.'s derivative liabilities - fair value changed year-over-year?
Citizens Financial Services, Inc.'s derivative liabilities - fair value decreased by 19.4% year-over-year, from $5.2M to $4.19M.
What is the long-term trend for Citizens Financial Services, Inc.'s derivative liabilities - fair value?
Over 4 years (2021 to 2025), Citizens Financial Services, Inc.'s derivative liabilities - fair value has grown at a 18.2% compound annual growth rate (CAGR), from $2.1M to $4.1M.
What does derivative liabilities - fair value mean?
This metric represents the total fair market value of all derivative contracts currently in a liability position for the institution. It reflects the potential cash outflow required if these contracts were settled at the current reporting date. Monitoring this value is essential for assessing the bank's exposure to market volatility and counterparty risk.