What is Citizens Financial Services, Inc.'s HTM securities?

Citizens Financial Services, Inc. (CZFS) reported HTM securities of $0 in Q4 2025.

What does HTM securities mean?

Debt securities the company intends and is able to hold until maturity, carried at amortized cost rather than fair value.

Citizens Financial Services, Inc. CZFS HTM Securities

HTM Securities at other companies

M&T BankMTB

$12.12B-9.2%

Fulton FinancialFULT

$1.59B+6.5%

Greene County BancorpGCBC

$814.86M+4.2%

Community Financial SystemCBU

$1.46B+4.8%

CNB FinancialCCNE

$225.19M-20.2%

Financial InstitutionsFISI

$82.08M-27.4%

Other financials

Income statement

See full

Revenue$29.8M+12.8%

Net income$10.4M+36.2%

EPS (diluted)$2.16+35.8%

Balance sheet

See full

Cash & equivalents$33.1M-10.0%

Total debt$198.7M-34.2%

Total equity$343.6M+11.4%

Total assets$3.0B+0.3%

Cash flow

See full

Operating cash flow$18.0M+64.6%

CapEx$125.0K-78.6%

Free cash flow$17.9M+72.7%

Valuation

See full

Market cap$341.1M+26.0%

Enterprise value$506.74M-5.4%

P/E8.7×-0.9×

P/S3×+0.3×

Profitability

See full

Net margin34%+6.2pp

FCF margin37%+8.8pp

Returns & leverage

See full

Return on equity12.1%+2.4pp

Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:HeldToMaturitySecurities.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s HTM securities?: Citizens Financial Services, Inc. (CZFS) reported HTM securities of $0 in Q4 2025.
What does HTM securities mean?: Debt securities the company intends and is able to hold until maturity, carried at amortized cost rather than fair value.