Skip to content

Citizens Financial Services, Inc. CZFS Payments To Acquire Federal Home Loan Bank Stock

Payments To Acquire Federal Home Loan Bank Stock at other companies

Citizens & Northern logo
Citizens & NorthernCZNC
$48K+300%
CTB
Community Trust BancorpCTBI
$0
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$521K+10.4%

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireFederalHomeLoanBankStock.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s payments to acquire federal home loan bank stock.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s payments to acquire federal home loan bank stock?
Citizens Financial Services, Inc. (CZFS) reported payments to acquire federal home loan bank stock of $7.42M in Q1 2026.
How has Citizens Financial Services, Inc.'s payments to acquire federal home loan bank stock changed year-over-year?
Citizens Financial Services, Inc.'s payments to acquire federal home loan bank stock decreased by 17.1% year-over-year, from $8.95M to $7.42M.
What is the long-term trend for Citizens Financial Services, Inc.'s payments to acquire federal home loan bank stock?
Over 4 years (2021 to 2025), Citizens Financial Services, Inc.'s payments to acquire federal home loan bank stock has grown at a 76.6% compound annual growth rate (CAGR), from $3.69M to $35.86M.
What does payments to acquire federal home loan bank stock mean?
Cash outflows used to purchase additional shares of Federal Home Loan Bank stock. These purchases are generally mandated by the bank's level of borrowing from the FHLB system. An increase in this metric typically signals higher utilization of FHLB advances for funding or liquidity purposes.