Citizens Financial Services, Inc. CZFS Payment to Acquire Life Insurance Policy, Investing Activities

Payment to Acquire Life Insurance Policy, Investing Activities at other companies

Citizens & NorthernCZNC

$0—

CTB

Community Trust BancorpCTBI

$0-100%

Civista BancsharesCIVB

$0-100%

Farmers & Merchants BancorpFMAO

$4.5M—

Greene County BancorpGCBC

$0-100%

Financial InstitutionsFISI

——

Other financials

Income statement

See full

Revenue$29.8M+12.8%

Net income$10.4M+36.2%

EPS (diluted)$2.16+35.8%

Balance sheet

See full

Cash & equivalents$33.1M-10.0%

Total debt$198.7M-34.2%

Total equity$343.6M+11.4%

Total assets$3.0B+0.3%

Cash flow

See full

Operating cash flow$18.0M+64.6%

CapEx$125.0K-78.6%

Free cash flow$17.9M+72.7%

Valuation

See full

Market cap$341.1M+26.0%

Enterprise value$506.74M-5.4%

P/E8.7×-0.9×

P/S3×+0.3×

Profitability

See full

Net margin34%+6.2pp

FCF margin37%+8.8pp

Returns & leverage

See full

Return on equity12.1%+2.4pp

Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireLifeInsurancePolicies.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s payment to acquire life insurance policy, investing activities.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s payment to acquire life insurance policy, investing activities?: Citizens Financial Services, Inc. (CZFS) reported payment to acquire life insurance policy, investing activities of $22M in Q1 2026.
What is the long-term trend for Citizens Financial Services, Inc.'s payment to acquire life insurance policy, investing activities?: Over 2 years (2021 to 2023), Citizens Financial Services, Inc.'s payment to acquire life insurance policy, investing activities has grown at a -100.0% compound annual growth rate (CAGR), from $7.8M to $0.