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Citizens Financial Services, Inc. CZFS Proceeds From Life Insurance Policies

Proceeds From Life Insurance Policies at other companies

Fulton Financial logo
Fulton FinancialFULT
$800K-42.2%
CTB
Community Trust BancorpCTBI
$542K
Civista Bancshares logo
Civista BancsharesCIVB
$272K-86.9%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$2.66M
CVB Financial logo
CVB FinancialCVBF
$0-100%
HBT
HBT Financial, Inc.HBT
$0-100%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromLifeInsurancePolicies.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s proceeds from life insurance policies?
Citizens Financial Services, Inc. (CZFS) reported proceeds from life insurance policies of $0 in Q1 2026.
How has Citizens Financial Services, Inc.'s proceeds from life insurance policies changed year-over-year?
Citizens Financial Services, Inc.'s proceeds from life insurance policies decreased by 100.0% year-over-year, from $108K to $0.
What does proceeds from life insurance policies mean?
Cash inflows received from the surrender or death benefit claims of bank-owned life insurance (BOLI) policies. These proceeds represent the realization of value from insurance assets held to offset employee benefit costs. It is a non-recurring cash flow that impacts the bank's overall liquidity position.