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Citizens Financial Services, Inc. CZFS Increase Decrease In Interest Payable Net

Increase Decrease In Interest Payable Net at other companies

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Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInInterestPayableNet.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s increase decrease in interest payable net?
Citizens Financial Services, Inc. (CZFS) reported increase decrease in interest payable net of $618K in Q1 2026.
How has Citizens Financial Services, Inc.'s increase decrease in interest payable net changed year-over-year?
Citizens Financial Services, Inc.'s increase decrease in interest payable net increased by 139.9% year-over-year, from -$1.55M to $618K.
What does increase decrease in interest payable net mean?
The net change in interest expense that has been accrued but not yet paid to depositors or creditors during the reporting period. This reflects the bank's liability management and the timing of interest payment obligations. An increase suggests a buildup of unpaid interest liabilities, while a decrease indicates cash outflows for interest payments.