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Citizens Financial Services, Inc. CZFS Operating Lease Right-of-Use Assets in Other Assets

Operating Lease Right-of-Use Assets in Other Assets at other companies

M&T Bank logo
M&T BankMTB
CTB
Community Trust BancorpCTBI
Greene County Bancorp logo
Greene County BancorpGCBC
CNB Financial logo
CNB FinancialCCNE
Financial Institutions logo
Financial InstitutionsFISI
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s operating lease right-of-use assets in other assets?
Citizens Financial Services, Inc. (CZFS) reported operating lease right-of-use assets in other assets of $10.6M in Q4 2025.
How has Citizens Financial Services, Inc.'s operating lease right-of-use assets in other assets changed year-over-year?
Citizens Financial Services, Inc.'s operating lease right-of-use assets in other assets increased by 6.4% year-over-year, from $9.97M to $10.6M.
What is the long-term trend for Citizens Financial Services, Inc.'s operating lease right-of-use assets in other assets?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s operating lease right-of-use assets in other assets has grown at a 35.9% compound annual growth rate (CAGR), from $2.29M to $10.6M.