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Citizens Financial Services, Inc. CZFS Accumulated Other Comprehensive Income Loss Interest Rate Swap Pre Tax

Accumulated Other Comprehensive Income Loss Interest Rate Swap Pre Tax at other companies

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Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:AccumulatedOtherComprehensiveIncomeLossInterestRateSwapPreTax.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap pre tax?
Citizens Financial Services, Inc. (CZFS) reported accumulated other comprehensive income loss interest rate swap pre tax of -$2.49M in Q4 2025.
How has Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap pre tax changed year-over-year?
Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap pre tax increased by 41.3% year-over-year, from -$4.24M to -$2.49M.
What is the long-term trend for Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap pre tax?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap pre tax has grown at a 195.7% compound annual growth rate (CAGR), from $11K to -$2.49M.
What does accumulated other comprehensive income loss interest rate swap pre tax mean?
Captures the pre-tax unrealized gains or losses resulting from interest rate swap agreements designated as cash flow hedges. It indicates the effectiveness and market value impact of the bank's interest rate risk management strategies on equity.