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Citizens Financial Services, Inc. CZFS Accumulated Other Comprehensive Income Loss Interest Rate Swap Net Of Tax

Accumulated Other Comprehensive Income Loss Interest Rate Swap Net Of Tax at other companies

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-$2.33M-165%
LyondellBasell Industries N.V. logo
LyondellBasell Industries N.V.LYB
-$5.5M-119%
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-$56.32M-212%
Acuity Brands logo
Acuity BrandsAYI
$100K0.0%
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-$840K-144%
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Equity Lifestyle PropertiesELS
$2.15M+232%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:AccumulatedOtherComprehensiveIncomeLossInterestRateSwapNetOfTax.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap net of tax?
Citizens Financial Services, Inc. (CZFS) reported accumulated other comprehensive income loss interest rate swap net of tax of -$1.97M in Q4 2025.
How has Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap net of tax changed year-over-year?
Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap net of tax increased by 41.3% year-over-year, from -$3.35M to -$1.97M.
What is the long-term trend for Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap net of tax?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap net of tax has grown at a 193.6% compound annual growth rate (CAGR), from $9K to -$1.97M.
What does accumulated other comprehensive income loss interest rate swap net of tax mean?
This captures the net-of-tax unrealized gains or losses on interest rate swap contracts held by the bank. It serves as a measure of the equity impact resulting from hedging activities used to manage interest rate risk. A significant balance indicates the extent to which the company's capital base is sensitive to interest rate movements.