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Citizens Financial Services, Inc. CZFS Accumulated Other Comprehensive Income Loss Interest Rate Swap Tax

Accumulated Other Comprehensive Income Loss Interest Rate Swap Tax at other companies

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-$100K-200%
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$0
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$613K-52.0%
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Apogee EnterprisesAPOG
$295K+233%
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$100K0.0%
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Community Financial SystemCBU
-$131.63M+15.2%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:AccumulatedOtherComprehensiveIncomeLossInterestRateSwapTax.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap tax?
Citizens Financial Services, Inc. (CZFS) reported accumulated other comprehensive income loss interest rate swap tax of $521K in Q4 2025.
How has Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap tax changed year-over-year?
Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap tax decreased by 41.4% year-over-year, from $889K to $521K.
What is the long-term trend for Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap tax?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s accumulated other comprehensive income loss interest rate swap tax has grown at a 204.2% compound annual growth rate (CAGR), from $2K to $521K.
What does accumulated other comprehensive income loss interest rate swap tax mean?
This represents the tax effect associated with the unrealized gains or losses on interest rate swap agreements designated as cash flow hedges. It reflects the deferred tax impact of market-driven fluctuations in swap valuations that are excluded from net income. Monitoring this helps investors understand the tax-related volatility impacting the company's equity position.