Skip to content
OpenCapital
Get started

Citizens Financial Services, Inc. CZFS Affordable Housing Program Expected Future Payments Due

Affordable Housing Program Expected Future Payments Due at other companies

KEE
Keel Infrastructure Corp. Common StockKEEL
$27.9M—
First Business Financial Services logo
First Business Financial ServicesFBIZ
$6.66M-32.0%
Evommune logo
Evommune EVMN
$2.03M—
Everspin Technologies logo
Everspin TechnologiesMRAM
$3.15M—
KEE
Keel Infrastructure Corp. Common StockKEEL
$7.85M—
KEE
Keel Infrastructure Corp. Common StockKEEL
$13.34M—

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S3×+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:AffordableHousingProgramExpectedFuturePaymentsDue.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s affordable housing program expected future payments due.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s affordable housing program expected future payments due?
Citizens Financial Services, Inc. (CZFS) reported affordable housing program expected future payments due of $1.54M in Q4 2025.
What is the long-term trend for Citizens Financial Services, Inc.'s affordable housing program expected future payments due?
Over 2 years (2023 to 2025), Citizens Financial Services, Inc.'s affordable housing program expected future payments due has grown at a -51.5% compound annual growth rate (CAGR), from $6.53M to $1.54M.
What does affordable housing program expected future payments due mean?
The aggregate sum of all expected future cash payments related to the bank's affordable housing program commitments. This provides a comprehensive view of the total outstanding liability associated with these community-focused initiatives.