Skip to content

Citizens Financial Services, Inc. CZFS Deferred Tax Asset Purchased Credit Deteriorated Loans Interest Rate

Deferred Tax Asset Purchased Credit Deteriorated Loans Interest Rate at other companies

Popular logo
PopularBPOP
$7K-22.2%
Center Bancorp logo
Center BancorpCNOB
$37.4M
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$3.89M-2.8%
Popular logo
PopularBPOP
$17.13M-4.3%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$1.55M-8.5%
Camden National logo
Camden NationalCAC
$1.14M

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:DeferredTaxAssetPurchasedCreditDeterioratedLoansInterestRate.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s deferred tax asset purchased credit deteriorated loans interest rate.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s deferred tax asset purchased credit deteriorated loans interest rate?
Citizens Financial Services, Inc. (CZFS) reported deferred tax asset purchased credit deteriorated loans interest rate of $3.58M in Q4 2025.
What does deferred tax asset purchased credit deteriorated loans interest rate mean?
The deferred tax asset associated with the accounting treatment of purchased credit-deteriorated (PCD) loans, specifically relating to interest rate adjustments or valuation differences. It captures the tax impact of the initial valuation and subsequent adjustments to these specific loan portfolios.