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Citizens Financial Services, Inc. CZFS Deferred Tax Assets Allowance For Losses On Available For Sale Securities

Deferred Tax Assets Allowance For Losses On Available For Sale Securities at other companies

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Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:DeferredTaxAssetsAllowanceForLossesOnAvailableForSaleSecurities.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s deferred tax assets allowance for losses on available for sale securities?
Citizens Financial Services, Inc. (CZFS) reported deferred tax assets allowance for losses on available for sale securities of $112K in Q4 2025.
How has Citizens Financial Services, Inc.'s deferred tax assets allowance for losses on available for sale securities changed year-over-year?
Citizens Financial Services, Inc.'s deferred tax assets allowance for losses on available for sale securities decreased by 13.8% year-over-year, from $130K to $112K.
What is the long-term trend for Citizens Financial Services, Inc.'s deferred tax assets allowance for losses on available for sale securities?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s deferred tax assets allowance for losses on available for sale securities has grown at a 49.5% compound annual growth rate (CAGR), from $15K to $112K.
What does deferred tax assets allowance for losses on available for sale securities mean?
The deferred tax asset recognized due to the difference between the book value and tax basis of allowances for losses on available-for-sale securities. It represents future tax benefits expected to be realized as these losses are recognized for tax purposes.