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Citizens Financial Services, Inc. CZFS Deferred Tax Assets Tax Deferred Expense Other Real Estate Owned

Deferred Tax Assets Tax Deferred Expense Other Real Estate Owned at other companies

International Bancshares logo
International BancsharesIBOC
$1.77M+22.7%
SPF
South Plains Financial, Inc.SPFI
$44K+91.3%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$1.24M+28.2%
First Community Corporation logo
First Community CorporationFCCO
$227K-0.4%
First BanCorp logo
First BanCorpFBP
$4.81M+16.5%
Orange County Bancorp logo
Orange County BancorpOBT
$1.11M+1.9%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:DeferredTaxAssetsTaxDeferredExpenseOtherRealEstateOwned.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s deferred tax assets tax deferred expense other real estate owned?
Citizens Financial Services, Inc. (CZFS) reported deferred tax assets tax deferred expense other real estate owned of $16K in Q4 2025.
How has Citizens Financial Services, Inc.'s deferred tax assets tax deferred expense other real estate owned changed year-over-year?
Citizens Financial Services, Inc.'s deferred tax assets tax deferred expense other real estate owned decreased by 0.0% year-over-year, from $16K to $16K.
What is the long-term trend for Citizens Financial Services, Inc.'s deferred tax assets tax deferred expense other real estate owned?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s deferred tax assets tax deferred expense other real estate owned has grown at a 0.0% compound annual growth rate (CAGR), from $16K to $16K.
What does deferred tax assets tax deferred expense other real estate owned mean?
The deferred tax asset associated with expenses incurred on other real estate owned (OREO) that are temporarily disallowed or deferred for tax deduction purposes. It indicates future tax savings potential as these costs become deductible.