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Citizens Financial Services, Inc. CZFS Effective Income Tax Rate Reconciliation Nondeductible Mergerand Acquisition Expenses Percent

Effective Income Tax Rate Reconciliation Nondeductible Mergerand Acquisition Expenses Percent at other companies

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0.5%
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$44.5K
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-$177.5K+20.9%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:EffectiveIncomeTaxRateReconciliationNondeductibleMergerandAcquisitionExpensesPercent.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s effective income tax rate reconciliation nondeductible mergerand acquisition expenses percent?
Citizens Financial Services, Inc. (CZFS) reported effective income tax rate reconciliation nondeductible mergerand acquisition expenses percent of 0% in Q4 2025.
What does effective income tax rate reconciliation nondeductible mergerand acquisition expenses percent mean?
Measures the impact of non-deductible merger and acquisition expenses on the overall effective tax rate. It provides insight into the tax burden associated with inorganic growth strategies.