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Citizens Financial Services, Inc. CZFS Financing Receivable Recorded Investment Total Past Due And Non Accrual

Financing Receivable Recorded Investment Total Past Due And Non Accrual at other companies

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Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S3×+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:FinancingReceivableRecordedInvestmentTotalPastDueAndNonAccrual.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s financing receivable recorded investment total past due and non accrual?
Citizens Financial Services, Inc. (CZFS) reported financing receivable recorded investment total past due and non accrual of $37.67M in Q1 2026.
What is the long-term trend for Citizens Financial Services, Inc.'s financing receivable recorded investment total past due and non accrual?
Over 4 years (2020 to 2025), Citizens Financial Services, Inc.'s financing receivable recorded investment total past due and non accrual has grown at a 42.8% compound annual growth rate (CAGR), from $6.4M to $26.6M.
What does financing receivable recorded investment total past due and non accrual mean?
This metric aggregates the total recorded investment in all loans that are either past due or on nonaccrual status. It provides a comprehensive view of the bank's total delinquent and impaired loan exposure. Tracking this total helps assess the overall health of the loan book and the effectiveness of the bank's credit underwriting and collection processes.