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Citizens Financial Services, Inc. CZFS Finite Lived Intangible Asset Expected Amortization After Year Four

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s finite lived intangible asset expected amortization after year four?
Citizens Financial Services, Inc. (CZFS) reported finite lived intangible asset expected amortization after year four of $239K in Q1 2026.
How has Citizens Financial Services, Inc.'s finite lived intangible asset expected amortization after year four changed year-over-year?
Citizens Financial Services, Inc.'s finite lived intangible asset expected amortization after year four decreased by 45.8% year-over-year, from $441K to $239K.