What is Citizens Financial Services, Inc.'s remainder of 2026?

Citizens Financial Services, Inc. (CZFS) reported remainder of 2026 of $441K in Q1 2026.

How has Citizens Financial Services, Inc.'s remainder of 2026 changed year-over-year?

Citizens Financial Services, Inc.'s remainder of 2026 decreased by 17.1% year-over-year, from $532K to $441K.

Citizens Financial Services, Inc. CZFS Remainder of 2026

Remainder of 2026 at other companies

Community Financial SystemCBU

——

Financial InstitutionsFISI

——

Other financials

Income statement

See full

Revenue$29.8M+12.8%

Net income$10.4M+36.2%

EPS (diluted)$2.16+35.8%

Balance sheet

See full

Cash & equivalents$33.1M-10.0%

Total debt$198.7M-34.2%

Total equity$343.6M+11.4%

Total assets$3.0B+0.3%

Cash flow

See full

Operating cash flow$18.0M+64.6%

CapEx$125.0K-78.6%

Free cash flow$17.9M+72.7%

Valuation

See full

Market cap$341.1M+26.0%

Enterprise value$506.74M-5.4%

P/E8.7×-0.9×

P/S3×+0.3×

Profitability

See full

Net margin34%+6.2pp

FCF margin37%+8.8pp

Returns & leverage

See full

Return on equity12.1%+2.4pp

Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s remainder of 2026.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s remainder of 2026?: Citizens Financial Services, Inc. (CZFS) reported remainder of 2026 of $441K in Q1 2026.
How has Citizens Financial Services, Inc.'s remainder of 2026 changed year-over-year?: Citizens Financial Services, Inc.'s remainder of 2026 decreased by 17.1% year-over-year, from $532K to $441K.