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Citizens Financial Services, Inc. CZFS Increase Decrease In Accrued Interest Receivable Net

Increase Decrease In Accrued Interest Receivable Net at other companies

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Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s increase decrease in accrued interest receivable net?
Citizens Financial Services, Inc. (CZFS) reported increase decrease in accrued interest receivable net of $243K in Q1 2026.
How has Citizens Financial Services, Inc.'s increase decrease in accrued interest receivable net changed year-over-year?
Citizens Financial Services, Inc.'s increase decrease in accrued interest receivable net decreased by 60.3% year-over-year, from $612K to $243K.
What is the long-term trend for Citizens Financial Services, Inc.'s increase decrease in accrued interest receivable net?
Over 2 years (2021 to 2023), Citizens Financial Services, Inc.'s increase decrease in accrued interest receivable net has grown at a 39.1% compound annual growth rate (CAGR), from -$767K to $1.49M.
What does increase decrease in accrued interest receivable net mean?
Reflects the net change in interest income that has been earned but not yet collected in cash during the reporting period. This metric helps reconcile the difference between accrual-based interest income and actual cash inflows from interest-earning assets. It provides insight into the timing of interest recognition and potential credit quality trends.