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Citizens Financial Services, Inc. CZFS Increase (Decrease) in Deposits

Increase (Decrease) in Deposits at other companies

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Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S3×+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeposits.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s increase (decrease) in deposits?
Citizens Financial Services, Inc. (CZFS) reported increase (decrease) in deposits of $64.21M in Q1 2026.
How has Citizens Financial Services, Inc.'s increase (decrease) in deposits changed year-over-year?
Citizens Financial Services, Inc.'s increase (decrease) in deposits increased by 473.9% year-over-year, from -$17.17M to $64.21M.
What does increase (decrease) in deposits mean?
Represents the net change in total customer deposit balances held by the financial institution during the reporting period. This metric reflects the bank's ability to attract and retain core funding from individual, business, and institutional clients. A positive change indicates growth in the deposit base, which serves as a primary source of liquidity for lending activities.