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Deposits at banks at other companies

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M&T BankMTB
$149M-31.7%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeDomesticDeposits.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s deposits at banks?
Citizens Financial Services, Inc. (CZFS) reported deposits at banks of $103K in Q1 2026.
How has Citizens Financial Services, Inc.'s deposits at banks changed year-over-year?
Citizens Financial Services, Inc.'s deposits at banks decreased by 28.0% year-over-year, from $143K to $103K.
What is the long-term trend for Citizens Financial Services, Inc.'s deposits at banks?
Over 4 years (2021 to 2025), Citizens Financial Services, Inc.'s deposits at banks has grown at a 2.9% compound annual growth rate (CAGR), from $447K to $502K.
What does deposits at banks mean?
Reflects interest income earned on deposits held at other financial institutions or central banks. This metric indicates the return on excess liquidity maintained by the bank in domestic accounts.