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Citizens Financial Services, Inc. CZFS Investments Matured And Not Settled Included In Other Assets

Investments Matured And Not Settled Included In Other Assets at other companies

CVB Financial logo
CVB FinancialCVBF
$0
Okta, Inc. logo
Okta, Inc.OKTA
$17.25M
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
$25M-80.0%
TFI
Triumph FinancialTFIN
$0
Ladder Capital logo
Ladder CapitalLADR
$5.25M+27,532%
HNI logo
HNIHNI
$1.4M+100%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:InvestmentsMaturedAndNotSettledIncludedInOtherAssets.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s investments matured and not settled included in other assets?
Citizens Financial Services, Inc. (CZFS) reported investments matured and not settled included in other assets of $0 in Q4 2025.
What is the long-term trend for Citizens Financial Services, Inc.'s investments matured and not settled included in other assets?
Over 2 years (2023 to 2025), Citizens Financial Services, Inc.'s investments matured and not settled included in other assets has grown at a -100.0% compound annual growth rate (CAGR), from $8M to $0.
What does investments matured and not settled included in other assets mean?
The carrying value of investment securities that have reached their maturity date but for which cash settlement has not yet been received. This serves as an indicator of potential liquidity delays or settlement friction within the investment portfolio.