Skip to content
OpenCapital
Get started

Citizens Financial Services, Inc. CZFS Amount outstanding under the credit facility

Amount outstanding under the credit facility at other companies

M&T Bank logo
M&T BankMTB
——
Greene County Bancorp logo
Greene County BancorpGCBC
——
Independent Bank Corp logo
Independent Bank CorpINDB
——

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S3×+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LineOfCredit.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s amount outstanding under the credit facility.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s amount outstanding under the credit facility?
Citizens Financial Services, Inc. (CZFS) reported amount outstanding under the credit facility of $0 in Q4 2025.