What does number of capital categories mean?

Indicates the count of distinct regulatory or internal capital tiers maintained by the institution for risk management and compliance reporting. This metric reflects the complexity of the bank's capital structure and its adherence to specific regulatory frameworks. It serves as a structural indicator of how the bank categorizes its loss-absorbing capacity.

Citizens Financial Services, Inc. CZFS Number Of Capital Categories

Number Of Capital Categories at other companies

PopularBPOP

$7.2B+3.3%

WSFS FinancialWSFS

30.0%

Annaly Capital ManagementNLY

3+300%

Equitable HoldingsEQH

$300M+6.8%

Apollo Global ManagementAPO

100%0.0pp

Rithm CapitalRITM

$0—

Other financials

Income statement

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Revenue$29.8M+12.8%

Net income$10.4M+36.2%

EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%

Total debt$198.7M-34.2%

Total equity$343.6M+11.4%

Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%

CapEx$125.0K-78.6%

Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%

Enterprise value$506.74M-5.4%

P/E8.7×-0.9×

P/S3×+0.3×

Profitability

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Net margin34%+6.2pp

FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp

Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:NumberOfCapitalCategories.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s number of capital categories?: Citizens Financial Services, Inc. (CZFS) reported number of capital categories of 1.3 in Q4 2025.
What does number of capital categories mean?: Indicates the count of distinct regulatory or internal capital tiers maintained by the institution for risk management and compliance reporting. This metric reflects the complexity of the bank's capital structure and its adherence to specific regulatory frameworks. It serves as a structural indicator of how the bank categorizes its loss-absorbing capacity.