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Citizens Financial Services, Inc. CZFS Number Of Classifications Of Investment Securities

Number Of Classifications Of Investment Securities at other companies

Orange County Bancorp logo
Orange County BancorpOBT
245-8.6%
WSFS Financial logo
WSFS FinancialWSFS
30.0%
M&T Bank logo
M&T BankMTB
3K-20.8%
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
20+25.0%
City Holding Company logo
City Holding CompanyCHCO
$29.46M-1.2%
Ponce Financial Group, Inc. logo
Ponce Financial Group, Inc.PDLB
33-13.2%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:NumberOfClassificationsOfInvestmentSecurities.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s number of classifications of investment securities?
Citizens Financial Services, Inc. (CZFS) reported number of classifications of investment securities of 3 in Q4 2025.
How has Citizens Financial Services, Inc.'s number of classifications of investment securities changed year-over-year?
Citizens Financial Services, Inc.'s number of classifications of investment securities decreased by 0.0% year-over-year, from 3 to 3.
What is the long-term trend for Citizens Financial Services, Inc.'s number of classifications of investment securities?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s number of classifications of investment securities has grown at a 0.0% compound annual growth rate (CAGR), from 3 to 3.
What does number of classifications of investment securities mean?
This metric tracks the variety of categories under which the bank classifies its investment securities portfolio, such as held-to-maturity or available-for-sale. The number of classifications reflects the complexity and strategic intent of the bank's investment activities. It provides insight into how the bank manages interest rate risk and liquidity through its securities holdings.