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Citizens Financial Services, Inc. CZFS Number of reportable segments

Number of reportable segments at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
0.3
M&T Bank logo
M&T BankMTB
CTB
Community Trust BancorpCTBI
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
CNB Financial logo
CNB FinancialCCNE

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NumberOfReportableSegments.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s number of reportable segments?
Citizens Financial Services, Inc. (CZFS) reported number of reportable segments of 1 in Q1 2026.
How has Citizens Financial Services, Inc.'s number of reportable segments changed year-over-year?
Citizens Financial Services, Inc.'s number of reportable segments increased by 300.0% year-over-year, from 0.3 to 1.
What does number of reportable segments mean?
This metric indicates the total number of distinct business units or operating segments for which the company reports separate financial information. It reflects the organizational structure and the diversity of the bank's revenue streams, such as retail banking, commercial lending, or wealth management. A higher number typically suggests a more complex, diversified business model, while a lower number may indicate a more focused or streamlined operational strategy.