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Citizens Financial Services, Inc. CZFS Payments For Proceeds From Loans And Leases

Payments For Proceeds From Loans And Leases at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$60.72M-10.9%
M&T Bank logo
M&T BankMTB
Citizens & Northern logo
Citizens & NorthernCZNC
CTB
Community Trust BancorpCTBI
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
First Financial Bankshares logo
First Financial BanksharesFFIN

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForProceedsFromLoansAndLeases.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s payments for proceeds from loans and leases?
Citizens Financial Services, Inc. (CZFS) reported payments for proceeds from loans and leases of -$53.05M in Q1 2026.
How has Citizens Financial Services, Inc.'s payments for proceeds from loans and leases changed year-over-year?
Citizens Financial Services, Inc.'s payments for proceeds from loans and leases decreased by 3927.3% year-over-year, from $1.39M to -$53.05M.
What is the long-term trend for Citizens Financial Services, Inc.'s payments for proceeds from loans and leases?
Over 3 years (2021 to 2025), Citizens Financial Services, Inc.'s payments for proceeds from loans and leases has grown at a -0.9% compound annual growth rate (CAGR), from $34.4M to $33.48M.
What does payments for proceeds from loans and leases mean?
Represents the net cash flow resulting from the origination, purchase, or sale of loans and leases held for investment or sale. This metric reflects the bank's lending activity and capital deployment into its core credit portfolio.