Skip to content

Citizens Financial Services, Inc. CZFS Investments In Low Income Housing Included In Other Assets And Liabilities

Investments In Low Income Housing Included In Other Assets And Liabilities at other companies

Bank of Hawaii logo
Bank of HawaiiBOH
$10.67M+25.3%
Globe Life logo
Globe LifeGL
$7.24M-65.7%
First Financial Bankshares logo
First Financial BanksharesFFIN
$10M
PNC Financial Services logo
PNC Financial ServicesPNC
$3B+36.4%
Republic Bancorp logo
Republic BancorpRBCAA
$10.06M+102%
Hope Bancorp logo
Hope BancorpHOPE
$29.97M-1.6%

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:InvestmentsInLowIncomeHousingIncludedInOtherAssetsAndLiabilities.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s investments in low income housing included in other assets and liabilities.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s investments in low income housing included in other assets and liabilities?
Citizens Financial Services, Inc. (CZFS) reported investments in low income housing included in other assets and liabilities of $0 in Q4 2025.
What does investments in low income housing included in other assets and liabilities mean?
Quantifies the institution's financial commitment to low-income housing projects, often utilized for community development and tax credit generation. It reflects the bank's social responsibility initiatives and its strategy for managing effective tax rates.