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Citizens Financial Services, Inc. CZFS Investments Matured And Not Settled Included In Other Assets

Investments Matured And Not Settled Included In Other Assets at other companies

CVB Financial logo
CVB FinancialCVBF
$0
Okta, Inc. logo
Okta, Inc.OKTA
$17.25M
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
$25M-80.0%
TFI
Triumph FinancialTFIN
$0
Bread Financial Holdings logo
Bread Financial HoldingsBFH
$4M-20.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$15.44M+22.3%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:InvestmentsMaturedAndNotSettledIncludedInOtherAssets.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s investments matured and not settled included in other assets?
Citizens Financial Services, Inc. (CZFS) reported investments matured and not settled included in other assets of $0 in Q4 2025.
What does investments matured and not settled included in other assets mean?
Tracks the value of investment securities that have reached maturity but for which cash settlement has not yet been received. This serves as a measure of timing differences in cash flow recognition and potential short-term liquidity constraints.