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Citizens & Northern CZNC Interest-bearing deposits in banks and other financial institutions

Interest-bearing deposits in banks and other financial institutions at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$6.31M-27.2%
CNB Financial logo
CNB FinancialCCNE
$6.07M+39.2%
First Community Corporation logo
First Community CorporationFCCO
$182.5M+5.3%
Greene County Bancorp logo
Greene County BancorpGCBC
$128.94M-9.7%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$19.38M+14.8%
Old National Bancorp logo
Old National BancorpONB
$1.22B+61.4%

Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:DueFromBanks.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's interest-bearing deposits in banks and other financial institutions?
Citizens & Northern (CZNC) reported interest-bearing deposits in banks and other financial institutions of $30.74M in Q1 2026.
How has Citizens & Northern's interest-bearing deposits in banks and other financial institutions changed year-over-year?
Citizens & Northern's interest-bearing deposits in banks and other financial institutions decreased by 15.1% year-over-year, from $36.19M to $30.74M.
What is the long-term trend for Citizens & Northern's interest-bearing deposits in banks and other financial institutions?
Over 5 years (2020 to 2025), Citizens & Northern's interest-bearing deposits in banks and other financial institutions has grown at a -2.1% compound annual growth rate (CAGR), from $24.78M to $22.29M.
What does interest-bearing deposits in banks and other financial institutions mean?
These are cash balances held by the company in other financial institutions that generate interest income. This asset class reflects the company's strategy for managing excess cash while maintaining high liquidity. It is a common component of treasury management for large financial services firms.