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Citizens & Northern CZNC Increase (Decrease) in Deposits

Increase (Decrease) in Deposits at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
First Community Corporation logo
First Community CorporationFCCO
Capital City Bank Group logo
Capital City Bank GroupCCBG
West Bancorporation logo
West BancorporationWTBA
Greene County Bancorp logo
Greene County BancorpGCBC
Northwest Bancshares logo
Northwest BancsharesNWBI

Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeposits.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's increase (decrease) in deposits?
Citizens & Northern (CZNC) reported increase (decrease) in deposits of $35.37M in Q1 2026.
How has Citizens & Northern's increase (decrease) in deposits changed year-over-year?
Citizens & Northern's increase (decrease) in deposits increased by 329.7% year-over-year, from $8.23M to $35.37M.