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Citizens & Northern CZNC Interest-Bearing Deposits in Banks and Other Financial Institutions

Interest-Bearing Deposits in Banks and Other Financial Institutions at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
CNB Financial logo
CNB FinancialCCNE
First Community Corporation logo
First Community CorporationFCCO
Greene County Bancorp logo
Greene County BancorpGCBC
Mid Penn Bancorp logo
Mid Penn BancorpMPB
Old National Bancorp logo
Old National BancorpONB

Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositsInBanks.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's interest-bearing deposits in banks and other financial institutions?
Citizens & Northern (CZNC) reported interest-bearing deposits in banks and other financial institutions of $24.06M in Q1 2026.
How has Citizens & Northern's interest-bearing deposits in banks and other financial institutions changed year-over-year?
Citizens & Northern's interest-bearing deposits in banks and other financial institutions decreased by 69.4% year-over-year, from $78.55M to $24.06M.
What is the long-term trend for Citizens & Northern's interest-bearing deposits in banks and other financial institutions?
Over 5 years (2020 to 2025), Citizens & Northern's interest-bearing deposits in banks and other financial institutions has grown at a -21.0% compound annual growth rate (CAGR), from $77.08M to $23.77M.
What does interest-bearing deposits in banks and other financial institutions mean?
This represents cash balances held by the bank in other financial institutions that earn interest income. It serves as a liquidity management tool and a component of the bank's secondary reserve assets. Monitoring this balance helps assess the bank's deployment of excess liquidity into interest-earning channels.