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Citizens & Northern CZNC Communications And Information Technology

Communications And Information Technology at other companies

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United Community BanksUCB
$14.1M+2.9%

Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:CommunicationsAndInformationTechnology.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's communications and information technology?
Citizens & Northern (CZNC) reported communications and information technology of $2.45M in Q1 2026.
How has Citizens & Northern's communications and information technology changed year-over-year?
Citizens & Northern's communications and information technology increased by 18.3% year-over-year, from $2.07M to $2.45M.
What is the long-term trend for Citizens & Northern's communications and information technology?
Over 4 years (2021 to 2025), Citizens & Northern's communications and information technology has grown at a 10.3% compound annual growth rate (CAGR), from $5.9M to $8.74M.
What does communications and information technology mean?
This captures the total operating expenses related to the bank's digital infrastructure, including software licensing, cybersecurity, data processing, and telecommunications. It is a critical indicator of the bank's investment in modernization and its ability to support digital banking services for customers.