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Citizens & Northern CZNC Interest Expense, Short-term Borrowings

Interest Expense, Short-term Borrowings at other companies

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Other financials

Income statement

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Revenue$39.4M+34.6%
Net income$14.1M+130%
EPS (diluted)$0.79+97.5%

Balance sheet

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Cash & equivalents$82.5M-17.1%
Total debt$14.6M+2,647%
Total equity$346.1M+20.9%
Total assets$3.2B+20.7%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$450.35M+51.3%
Enterprise value$382.45M+92.5%
P/E17.8×+6.7×
P/S3.2×+0.5×

Profitability

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Net margin17.8%-6.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseShortTermBorrowings.

The official record: Citizens & Northern’s 8-K, filed July 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's interest expense, short-term borrowings?
Citizens & Northern (CZNC) reported interest expense, short-term borrowings of $337K in Q2 2026.
How has Citizens & Northern's interest expense, short-term borrowings changed year-over-year?
Citizens & Northern's interest expense, short-term borrowings increased by 33600.0% year-over-year, from $1K to $337K.
What is the long-term trend for Citizens & Northern's interest expense, short-term borrowings?
Over 4 years (2021 to 2025), Citizens & Northern's interest expense, short-term borrowings has grown at a -25.7% compound annual growth rate (CAGR), from $23K to $7K.