What is Citizens & Northern's noninterest expense?

Citizens & Northern (CZNC) reported noninterest expense of $22.71M in Q1 2026.

How has Citizens & Northern's noninterest expense changed year-over-year?

Citizens & Northern's noninterest expense increased by 19.3% year-over-year, from $19.04M to $22.71M.

What is the long-term trend for Citizens & Northern's noninterest expense?

Over 4 years (2021 to 2025), Citizens & Northern's noninterest expense has grown at a 8.9% compound annual growth rate (CAGR), from $62.47M to $87.99M.

Citizens & Northern CZNC Noninterest Expense

Noninterest Expense at other companies

Citizens Financial Services, Inc.CZFS

$16.6M+1.4%

Capital City Bank GroupCCBG

$41.37M+6.9%

Greene County BancorpGCBC

$11.28M+12.3%

CNB FinancialCCNE

——

First Community CorporationFCCO

——

West BancorporationWTBA

——

Segments

By segment

See full

Single Reportable$22.71M+19.3%

Other financials

Income statement

See full

Revenue$36.6M+35.8%

Net income$273.0K-95.7%

EPS (diluted)$0.02-95.1%

Balance sheet

See full

Cash & equivalents$54.8M-52.2%

Total debt$13.6M+2,280%

Total equity$335.6M+19.1%

Total assets$3.2B+21.3%

Cash flow

See full

Operating cash flow$8.7M+447%

CapEx$188.0K-65.3%

Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%

Enterprise value$361.02M+112%

P/E23.1×+12.6×

P/S3×+0.4×

Profitability

See full

Net margin13.2%-11.4pp

FCF margin28.3%+3.5pp

Returns & leverage

See full

Return on equity5.6%-4.3pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's noninterest expense?: Citizens & Northern (CZNC) reported noninterest expense of $22.71M in Q1 2026.
How has Citizens & Northern's noninterest expense changed year-over-year?: Citizens & Northern's noninterest expense increased by 19.3% year-over-year, from $19.04M to $22.71M.
What is the long-term trend for Citizens & Northern's noninterest expense?: Over 4 years (2021 to 2025), Citizens & Northern's noninterest expense has grown at a 8.9% compound annual growth rate (CAGR), from $62.47M to $87.99M.