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Citizens & Northern CZNC Proceeds From Long Term Lines Of Credit

Proceeds From Long Term Lines Of Credit at other companies

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$0-100%
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$0-100%
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$212.5M+46.2%
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Kronos WorldwideKRO
$158.1M+9.0%

Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromLongTermLinesOfCredit.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's proceeds from long term lines of credit?
Citizens & Northern (CZNC) reported proceeds from long term lines of credit of $27.05M in Q1 2026.
What is the long-term trend for Citizens & Northern's proceeds from long term lines of credit?
Over 2 years (2022 to 2025), Citizens & Northern's proceeds from long term lines of credit has grown at a -100.0% compound annual growth rate (CAGR), from $50M to $0.
What does proceeds from long term lines of credit mean?
Refers to cash inflows obtained from drawing down on long-term debt facilities or credit lines with external lenders. This metric reflects the bank's ability to access wholesale funding markets to support balance sheet growth or liquidity needs. It is a key indicator of the institution's financial flexibility and access to external capital sources.