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Citizens & Northern CZNC Trust Revenue

Trust Revenue at other companies

First Commonwealth Financial logo
First Commonwealth FinancialFCF
$3.41M+12.8%
First Financial Corporation logo
First Financial CorporationTHFF
$1.49M+7.0%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$13M0.0%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$235K+4.9%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$433K+6.7%
HOM
Home BancSharesHOMB
$5.48M+15.2%

Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S3×+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept cznc:TrustRevenue.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's trust revenue?
Citizens & Northern (CZNC) reported trust revenue of $2.09M in Q1 2026.
How has Citizens & Northern's trust revenue changed year-over-year?
Citizens & Northern's trust revenue decreased by 0.8% year-over-year, from $2.1M to $2.09M.
What is the long-term trend for Citizens & Northern's trust revenue?
Over 4 years (2021 to 2025), Citizens & Northern's trust revenue has grown at a 3.2% compound annual growth rate (CAGR), from $7.23M to $8.21M.
What does trust revenue mean?
This represents fee income generated from the bank's trust and fiduciary services, including retirement planning, estate management, and asset administration. It serves as a key non-interest income stream that diversifies the bank's revenue base away from interest rate-sensitive activities.