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Citizens Community Bancorp CZWI Business Segments — Net Income

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Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's business segments — net income?
Citizens Community Bancorp (CZWI) reported business segments — net income of $3.76M in Q1 2026.
How has Citizens Community Bancorp's business segments — net income changed year-over-year?
Citizens Community Bancorp's business segments — net income increased by 17.5% year-over-year, from $3.2M to $3.76M.
What is the long-term trend for Citizens Community Bancorp's business segments — net income?
Over 2 years (2023 to 2025), Citizens Community Bancorp's business segments — net income has grown at a 5.1% compound annual growth rate (CAGR), from $13.06M to $14.42M.
What does business segments — net income mean?
This is the final bottom-line profit generated by the reportable segment after all interest expenses, operating costs, provisions for credit losses, and taxes have been deducted. It serves as the ultimate measure of the segment's financial performance and value creation for the organization.