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Citizens Community Bancorp CZWI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
$296.19M+8.5%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.61M+14.5%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.85M-24.8%
CTB
Community Trust BancorpCTBI
$56.47M+18.4%
Eagle Bancorp logo
Eagle BancorpEGBN
$52.09M+31.2%
First Financial Corporation logo
First Financial CorporationTHFF
$54.38M+8.7%

Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's net interest income (after provisions)?
Citizens Community Bancorp (CZWI) reported net interest income (after provisions) of $12.26M in Q1 2026.
How has Citizens Community Bancorp's net interest income (after provisions) changed year-over-year?
Citizens Community Bancorp's net interest income (after provisions) increased by 3.5% year-over-year, from $11.84M to $12.26M.
What is the long-term trend for Citizens Community Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Citizens Community Bancorp's net interest income (after provisions) has grown at a -2.1% compound annual growth rate (CAGR), from $53.67M to $49.23M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for credit losses, which represents the amount set aside to cover potential future loan defaults. This metric provides a more accurate view of the bank's bottom-line interest-based earnings after accounting for the inherent risk in the loan portfolio.