When did Dave, Inc. report Q2 2025 earnings?

Dave, Inc. (DAVE) reported Q2 2025 earnings on August 6, 2025 before market open.

What were Dave, Inc.'s Q2 2025 revenue and EPS?

Dave, Inc. reported revenue of $131.8M and eps of $3.14 for Q2 2025.

Did Dave, Inc. beat estimates in Q2 2025?

Revenue missed the consensus estimate of $132.6M by $843.0K. EPS beat the consensus estimate of $1.90 by $1.24.

How did Dave, Inc.'s Q2 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 64.5% from $80.1M a year earlier and eps grew 210.9% from $1.01.

Where can I find Dave, Inc.'s Q2 2025 SEC filings?

You can read the 10-Q periodic report (0000950170-25-103967) directly on SEC EDGAR. The filing index links above go to sec.gov.

Dave, Inc. DAVE Q2 2025 earnings

Reported August 6, 2025 · Before market open

Revenue$131.8MMiss by $843.0K

EPS$3.14Beat by $1.24

Revenue estimate$132.6M

EPS estimate$1.90

Next report

Aug 5, 2026 (In 1 week)

Revenue estimate$170.9M

EPS estimate$3.42

Financials

Q2 2025

Income statement

See full

Revenue$131.8M+64.5%

Net income$9.0M+42.2%

EPS (diluted)$0.62+31.9%

Balance sheet

See full

Cash & equivalents$61.7M+26.9%

Total debt$75.4M-0.4%

Total equity$217.1M+53.1%

Total assets$363.6M+47.1%

Cash flow

See full

Operating cash flow$68.2M+143%

CapEx$127.0K-5.9%

Free cash flow$68.1M+144%

Valuation & ratios

Valuation

as of 06/30/25

See full

Market cap$3.06B+719%

Enterprise value$3.07B+667%

P/E55.5×+42.4×

P/S7.1×+5.8×

Profitability

See full

Net margin12.7%+3.0pp

FCF margin44.3%+18.0pp

Returns & leverage

See full

Return on equity30.7%+5.4pp

Debt / equity0.3×-0.2×

Current ratio9.5×+0.8×

Segments

By product

See full

Subscriptions$8.1M+37.7%

Interchange Revenue Net$6.0M+26.8%

Transaction Based Revenue Other Net$3.4M+15.0%

Atm Revenue Net$745.0K-2.0%

Other$76.0K-41.1%

Versus estimates

Revenue

Q1 2026$158.4MBeat by $4.7M Q4 2025$163.7MBeat by $3.1M Q3 2025$150.7MMiss by $2.3M

Q2 2025$131.8MMiss by $843.0K

Q1 2025$108.0MBeat by $3.5M Q4 2024$100.8MBeat by $10.6M

Diluted EPS

Q1 2026$4.02Beat by $1.38 Q4 2025$3.69Beat by $0.38 Q3 2025$4.24Beat by $1.95

Q2 2025$3.14Beat by $1.24

Q1 2025$2.48Beat by $0.94 Q4 2024$2.04Beat by $0.95

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Questions, answered.

When did Dave, Inc. report Q2 2025 earnings?: Dave, Inc. (DAVE) reported Q2 2025 earnings on August 6, 2025 before market open.
What were Dave, Inc.'s Q2 2025 revenue and EPS?: Dave, Inc. reported revenue of $131.8M and eps of $3.14 for Q2 2025.
Did Dave, Inc. beat estimates in Q2 2025?: Revenue missed the consensus estimate of $132.6M by $843.0K. EPS beat the consensus estimate of $1.90 by $1.24.
How did Dave, Inc.'s Q2 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 64.5% from $80.1M a year earlier and eps grew 210.9% from $1.01.
Where can I find Dave, Inc.'s Q2 2025 SEC filings?: You can read the 10-Q periodic report (0000950170-25-103967) directly on SEC EDGAR. The filing index links above go to sec.gov.