eBay Transaction loss liability increased by 14.4% to $103.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $103.00M to $103.00M. Over 4 years (FY 2021 to FY 2025), Transaction loss liability shows a downward trend with a -6.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
A rising reserve may signal an increase in platform fraud or higher payment processing risk, potentially impacting net transaction margins.
This reserve represents the estimated liability for potential losses arising from fraudulent transactions, chargebacks,...
Common among payment processors and marketplaces; peers with better fraud detection systems typically maintain lower relative reserves.
other_transaction_loss_reserve_current| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $116.00M | $110.00M | $117.00M | $97.00M | $101.00M | $101.00M | $106.00M | $106.00M | $125.00M | $126.00M | $119.00M | $126.00M | $118.00M | $103.00M | $90.00M | $84.00M | $90.00M | $103.00M |
| QoQ Change | — | -5.2% | +6.4% | -17.1% | +4.1% | +0.0% | +5.0% | +0.0% | +17.9% | +0.8% | -5.6% | +5.9% | -6.3% | -12.7% | -12.6% | -6.7% | +7.1% | +14.4% |
| YoY Change | — | — | — | — | -12.9% | -8.2% | -9.4% | +9.3% | +23.8% | +24.8% | +12.3% | +18.9% | -5.6% | -18.3% | -24.4% | -33.3% | -23.7% | +0.0% |