What is ECB Bancorp, Inc.'s gross loans?

ECB Bancorp, Inc. (ECBK) reported gross loans of $1.39B in Q1 2026.

How has ECB Bancorp, Inc.'s gross loans changed year-over-year?

ECB Bancorp, Inc.'s gross loans increased by 18.2% year-over-year, from $1.18B to $1.39B.

What is the long-term trend for ECB Bancorp, Inc.'s gross loans?

Over 2 years (2023 to 2025), ECB Bancorp, Inc.'s gross loans has grown at a 14.9% compound annual growth rate (CAGR), from $1.04B to $1.37B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

ECB Bancorp, Inc. ECBK Gross loans

Gross loans at other companies

Bank of AmericaBAC

$1.21T+8.5%

Citizens Financial GroupCFG

$143.67B+4.4%

Eastern Bankshares, Inc.EBC

$22.92B+28.0%

RBB BancorpRBB

$3.3B+6.5%

Kearny FinancialKRNY

$5.78B-1.1%

PCB BancorpPCB

$2.87B+5.4%

Other financials

Income statement

See full

Revenue$155.0K-97.8%

Net income$3.1M+141%

EPS (diluted)$0.16+129%

Balance sheet

See full

Cash & equivalents$3.0M-97.9%

Total debt$1.7M+41.1%

Total equity$175.9M+4.4%

Total assets$1.7B+13.6%

Cash flow

See full

Operating cash flow$2.8M+545%

CapEx$4.0K-77.8%

Free cash flow$2.8M+532%

Valuation

See full

Market cap$175.78M+29.1%

P/E18.3×-7.3×

P/S8.5×+1.4×

Profitability

See full

Net margin17.3%+0.9pp

FCF margin22.2%+5.5pp

Returns & leverage

See full

Return on equity5.6%+2.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by ECB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss.

The official record: ECB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about ECB Bancorp, Inc.'s gross loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is ECB Bancorp, Inc.'s gross loans?: ECB Bancorp, Inc. (ECBK) reported gross loans of $1.39B in Q1 2026.
How has ECB Bancorp, Inc.'s gross loans changed year-over-year?: ECB Bancorp, Inc.'s gross loans increased by 18.2% year-over-year, from $1.18B to $1.39B.
What is the long-term trend for ECB Bancorp, Inc.'s gross loans?: Over 2 years (2023 to 2025), ECB Bancorp, Inc.'s gross loans has grown at a 14.9% compound annual growth rate (CAGR), from $1.04B to $1.37B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.