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ECB Bancorp, Inc. ECBK Amortization Of Deferred Loan Origination Fees Net

Amortization Of Deferred Loan Origination Fees Net at other companies

PCB Bancorp logo
PCB BancorpPCB
$353K+32.7%
FDS
Fifth District BancorpFDSB
$6K-87.0%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$24K-20.0%

Other financials

Income statement

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Revenue$155.0K-97.8%
Net income$3.1M+141%
EPS (diluted)$0.16+129%

Balance sheet

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Cash & equivalents$3.0M-97.9%
Total debt$1.7M+41.1%
Total equity$175.9M+4.4%
Total assets$1.7B+13.6%

Cash flow

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Operating cash flow$2.8M+545%
CapEx$4.0K-77.8%
Free cash flow$2.8M+532%

Valuation

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Market cap$175.78M+29.1%
P/E18.3×-7.3×
P/S8.5×+1.4×

Profitability

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Net margin17.3%+0.9pp
FCF margin22.2%+5.5pp

Returns & leverage

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Return on equity5.6%+2.8pp
Debt / equity0.0×

Where this comes from

Reported directly by ECB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDeferredLoanOriginationFeesNet.

The official record: ECB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ECB Bancorp, Inc.'s amortization of deferred loan origination fees net?
ECB Bancorp, Inc. (ECBK) reported amortization of deferred loan origination fees net of $35K in Q1 2026.
How has ECB Bancorp, Inc.'s amortization of deferred loan origination fees net changed year-over-year?
ECB Bancorp, Inc.'s amortization of deferred loan origination fees net increased by 146.1% year-over-year, from -$76K to $35K.
What does amortization of deferred loan origination fees net mean?
This metric tracks the net non-cash adjustment related to the amortization of deferred fees and costs associated with originating loans. These fees are initially deferred and recognized as an adjustment to interest income over the contractual life of the loan. It provides insight into the timing of revenue recognition for loan origination activities.