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Enterprise Financial Services EFSC Net accretion of loan discount and indemnification asset

Net accretion of loan discount and indemnification asset at other companies

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Other financials

Income statement

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Revenue$185.2M+11.6%
Net income$49.4M-1.2%
EPS (diluted)$1.30-0.8%

Balance sheet

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Cash & equivalents$634.5M+31.7%
Total debt$27.1M+3.8%
Total equity$2.0B+8.3%
Total assets$17.2B+9.9%

Cash flow

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Operating cash flow$58.5M+46.2%
CapEx$1.0M-76.7%
Free cash flow$57.5M+61.4%

Valuation

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Market cap$2.37B+0.3%
P/E11.8×-0.3×
P/S3.1×-0.5×

Profitability

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Net margin26.4%-3.3pp
FCF margin26.8%-11.2pp

Returns & leverage

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Return on equity10.3%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Enterprise Financial Services in its filing.

Tagged under the XBRL concept efsc:NetAccretionOfLoanDiscountAndIndemnificationAsset.

The official record: Enterprise Financial Services’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enterprise Financial Services's net accretion of loan discount and indemnification asset?
Enterprise Financial Services (EFSC) reported net accretion of loan discount and indemnification asset of -$1.58M in Q1 2026.
How has Enterprise Financial Services's net accretion of loan discount and indemnification asset changed year-over-year?
Enterprise Financial Services's net accretion of loan discount and indemnification asset decreased by 260.3% year-over-year, from -$438K to -$1.58M.
What is the long-term trend for Enterprise Financial Services's net accretion of loan discount and indemnification asset?
Over 3 years (2022 to 2025), Enterprise Financial Services's net accretion of loan discount and indemnification asset has grown at a 165.7% compound annual growth rate (CAGR), from -$266K to -$4.99M.
What does net accretion of loan discount and indemnification asset mean?
This measures the non-cash adjustment to the carrying value of acquired loan portfolios, specifically relating to discounts or indemnification assets established at the time of acquisition. It reflects the systematic recognition of these adjustments into interest income over the remaining life of the loans.