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Eagle Financial Services EFSI Net Interest Income

Net Interest Income at other companies

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$12.71M+12.7%
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$26.11M+13.5%
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$23.58M+19.0%
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$20.75M+8.7%

Other financials

Income statement

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Revenue--100%
Net income$3.7M+154%
EPS (diluted)$0.69+145%

Balance sheet

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Cash & equivalents$189.8M-28.4%
Total debt$9.7M-72.6%
Total equity$190.3M+7.8%
Total assets$1.8B-3.5%

Cash flow

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Operating cash flow$4.3M-25.9%
CapEx$209.0K-61.1%
Free cash flow$4.1M-22.3%

Valuation

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Market cap$224.4M-0.7%
Enterprise value$44.32M
P/E11.9×

Profitability

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Net margin1,354,533.3%+1,332,318pp
FCF margin8,829.7%

Returns & leverage

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Return on equity10.3%+6.2pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Eagle Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Eagle Financial Services’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eagle Financial Services's net interest income?
Eagle Financial Services (EFSI) reported net interest income of $15.9M in Q1 2026.
How has Eagle Financial Services's net interest income changed year-over-year?
Eagle Financial Services's net interest income increased by 19.2% year-over-year, from $13.34M to $15.9M.
What is the long-term trend for Eagle Financial Services's net interest income?
Over 3 years (2021 to 2025), Eagle Financial Services's net interest income has grown at a 15.2% compound annual growth rate (CAGR), from $41M to $62.61M.
What does net interest income mean?
This is the difference between the interest income earned on assets, such as loans and securities, and the interest expense paid on liabilities, such as deposits and borrowings. It serves as the primary driver of profitability for traditional banking operations. A healthy net interest income indicates effective management of the interest rate spread and asset-liability mix.