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Enova International ENVA NY — Operating Lease Right Of Use Asset

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ELVNOperating Lease Right Of Use Assets Obtained In Exchange For Operating Lease Liabilities
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Other financials

Income statement

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Revenue$875.1M+17.4%
Gross profit$529.0M+24.1%
Operating income$207.1M+20.5%
Net income$91.1M+24.9%
EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%
Total debt$4.9B+28.4%
Total equity$1.4B+17.1%
Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%
CapEx$10.8M-16.5%
Free cash flow$463.8M+22.6%

Valuation

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Market cap$5.39B+36.4%

Profitability

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Gross margin58.9%+1.3pp
Operating margin23.6%+1.2pp
Net margin10%+1.6pp
FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp
Debt / equity3.5×+0.3×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The official record: Enova International’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's NY — operating lease right of use asset?
Enova International (ENVA) reported NY — operating lease right of use asset of $5.5M in Q4 2025.
What does NY — operating lease right of use asset mean?
This metric represents the capitalized value of the right to use leased real estate or equipment assets specifically attributed to the New York geographic segment. It reflects the present value of future lease payments recognized on the balance sheet under accounting standards for operating leases. Monitoring this figure provides insight into the scale of the company's physical footprint and fixed operational commitments within this specific regional market.