Essent Group ESNT Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 53.6%-1.1pp | 54.7%-0.9pp | 55.6%-0.7pp | 56.4%-0.9pp | 57.3%-1.4pp | |
| EBITDA margin | 67.2%-1.0pp | 68.2%-0.7pp | 68.9%-0.7pp | 69.6%-1.0pp | 70.5%-1.6pp | |
| Free cash flow margin | 64%-3.3pp | 67.3%+0.3pp | 67%-1.2pp | 68.2%-0.2pp | 68.4%-0.3pp | |
| Returns | ||||||
| Return on equity | 12.1%-0.1pp | 12.1%-0.2pp | 12.4%-0.6pp | 12.9%-0.4pp | 13.3%-0.3pp | |
| Return on assets | 9.3%-0.2pp | 9.5%-0.2pp | 9.7%-0.6pp | 10.3%-0.2pp | 10.5%-0.3pp | |
| Efficiency | ||||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Leverage | ||||||
| Interest coverage | 26.1×0.0× | 26.1×-0.3× | 26.5×+2.0× | 24.4×-0.4× | 24.8×-0.4× | |
| Per Share | ||||||
| Book value per share | $60.23+4.7% | $57.55-1.2% | $58.25+3.8% | $56.13+3.1% | $54.44+3.5% | |
| Valuation | ||||||
| Market capitalization | $5.49B-12.6% | $6.28B+0.3% | $6.26B+0.9% | $6.21B+4.1% | $5.97B+3.2% | |
| Price / earnings | 8×-1.1× | 9.1×+0.2× | 8.9×+0.2× | 8.7×+0.4× | 8.2×+0.3× | |
| Price / sales | 4.3×-0.7× | 5×0.0× | 5×+0.1× | 4.9×+0.2× | 4.7×+0.1× | |
| Price / book | 1×-0.1× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | |
| Free cash flow yield | 14.9%+1.4pp | 13.5%0.0pp | 13.5%-0.4pp | 13.9%-0.6pp | 14.5%-0.3pp | |
| Earnings yield | 12.5%+1.5pp | 11%-0.2pp | 11.2%-0.3pp | 11.5%-0.6pp | 12.1%-0.5pp | |
| Dividend yield | 2.2%+0.3pp | 1.9%0.0pp | 1.9%0.0pp | 2%-0.1pp | 2%0.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Essent Group's ratios come from?
- Every ratio is computed from Essent Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.