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Esquire Financial Holdings, Inc. ESQ Investment Income Amortization Of Premium

Investment Income Amortization Of Premium at other companies

ESQ
Esquire Financial Holdings, Inc.ESQ
$112K-11.1%
ESN
Essent GroupESNT
$3.8M-4.9%
Lyft, Inc. logo
Lyft, Inc.LYFT
$173K+424%
Mitek Systems logo
Mitek SystemsMITK
$785K-63.0%
ESN
Essent GroupESNT
$3.8M-4.9%
Ceva logo
CevaCEVA
$104K-58.2%

Other financials

Income statement

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Revenue$40.5M+19.8%
Net income$12.2M+7.0%
EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%
Total debt$2.4M-27.0%
Total equity$301.3M+20.2%
Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%
CapEx$180.0K-84.4%
Free cash flow$19.3M+31.9%

Valuation

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Market cap$991.03M+31.2%
Enterprise value$771.22M+31.6%
P/E19.2×+2.4×
P/S6.5×+0.6×

Profitability

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Net margin33.7%-1.1pp
FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InvestmentIncomeAmortizationOfPremium.

The official record: Esquire Financial Holdings, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s investment income amortization of premium?
Esquire Financial Holdings, Inc. (ESQ) reported investment income amortization of premium of $112K in Q1 2026.
How has Esquire Financial Holdings, Inc.'s investment income amortization of premium changed year-over-year?
Esquire Financial Holdings, Inc.'s investment income amortization of premium decreased by 11.1% year-over-year, from $126K to $112K.
What is the long-term trend for Esquire Financial Holdings, Inc.'s investment income amortization of premium?
Over 3 years (2021 to 2025), Esquire Financial Holdings, Inc.'s investment income amortization of premium has grown at a -15.5% compound annual growth rate (CAGR), from $776K to $469K.
What does investment income amortization of premium mean?
Reflects the systematic allocation of the premium paid on debt securities over the life of the investment to adjust the effective yield. This adjustment aligns the interest income recognized in the income statement with the actual cash yield of the security. It is essential for evaluating the quality and consistency of interest-based earnings.