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Esquire Financial Holdings, Inc. ESQ Loans Receivable Deferred Fees And Unearned Premiums Net

Loans Receivable Deferred Fees And Unearned Premiums Net at other companies

First Commonwealth Financial logo
First Commonwealth FinancialFCF
-$19.1M-6.7%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$22.7M+42.8%
PNC Financial Services logo
PNC Financial ServicesPNC
$1.7B+88.9%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$5.58M-7.7%
UBS
United BanksharesUBSI
$11.6M+5.4%
Financial Institutions logo
Financial InstitutionsFISI
-$31.95M+13.3%

Other financials

Income statement

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Revenue$40.5M+19.8%
Net income$12.2M+7.0%
EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%
Total debt$2.4M-27.0%
Total equity$301.3M+20.2%
Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%
CapEx$180.0K-84.4%
Free cash flow$19.3M+31.9%

Valuation

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Market cap$991.03M+32.8%
Enterprise value$771.22M+33.8%
P/E19.2×+2.6×
P/S6.5×+0.7×

Profitability

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Net margin33.7%-1.1pp
FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept esq:LoansReceivableDeferredFeesAndUnearnedPremiumsNet.

The official record: Esquire Financial Holdings, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s loans receivable deferred fees and unearned premiums net?
Esquire Financial Holdings, Inc. (ESQ) reported loans receivable deferred fees and unearned premiums net of -$342K in Q1 2026.
How has Esquire Financial Holdings, Inc.'s loans receivable deferred fees and unearned premiums net changed year-over-year?
Esquire Financial Holdings, Inc.'s loans receivable deferred fees and unearned premiums net increased by 6.0% year-over-year, from -$364K to -$342K.
What is the long-term trend for Esquire Financial Holdings, Inc.'s loans receivable deferred fees and unearned premiums net?
Over 3 years (2022 to 2025), Esquire Financial Holdings, Inc.'s loans receivable deferred fees and unearned premiums net has grown at a -47.5% compound annual growth rate (CAGR), from $1.26M to -$182K.
What does loans receivable deferred fees and unearned premiums net mean?
This metric reflects the net balance of deferred loan origination fees and unearned premiums associated with the bank's loan portfolio. These amounts are amortized into interest income over the life of the related loans. It is an important adjustment factor for calculating the true effective yield on the bank's loan portfolio.